Big news for Apple Pay users: Klarna has officially integrated with Apple Pay, offering even more flexibility at checkout. Whether shopping online or in-app, Klarna’s popular "buy now, pay later" options are now available directly on Apple Pay for users in the U.S., U.K., and soon, Canada.
What Does This Mean for Consumers?
This integration means that Apple Pay users can finally take advantage of Klarna’s flexible payment options when making purchases with their iPhone or iPad. Klarna, known for its interest-free installment plans, has made its popular “Pay in 4” option available for purchases between $35 and $2,000. Consumers also have the choice of longer-term financing with interest rates starting at 0%.
Sebastian Siemiatkowski, Klarna’s Co-founder and CEO, expressed excitement about this development, saying, “Consumers have been asking for Klarna on Apple Pay, and now it's here. Our flexible and fair payment options are now even easier to access when shopping with Apple Pay.”
Jennifer Bailey, Apple’s VP of Apple Pay and Apple Wallet, echoed this sentiment, highlighting this integration's convenience and security. “With Klarna’s payment options now available at checkout, users get more flexibility and still enjoy the seamless experience they love about Apple Pay,” she noted.
How It Works
Eligible users can choose Klarna at checkout on Apple Pay by selecting “Other Cards & Pay Later Options” during payment. After agreeing to Klarna’s terms, users can authenticate their purchase using Face ID or Touch ID. Klarna’s advanced underwriting checks ensure responsible lending without affecting credit scores.
What makes this even more appealing is that Klarna maintains Apple Pay's high privacy standards. Neither Klarna nor Apple stores transaction history, providing peace of mind when making purchases.
A Growing Global Presence
This rollout in the U.S., U.K., and soon Canada is a significant step in Klarna’s mission to be available at every checkout. With over 85 million active users, Klarna is already a giant in the buy now, pay later (BNPL) market, offering consumers a fairer alternative to traditional credit cards.
The expansion doesn’t stop there. Klarna has also recently launched "Apple from Klarna," a storefront where U.S. customers can purchase Apple products using Klarna’s flexible payment options.
Why It Matters
The Klarna-Apple Pay integration gives users more control over how they manage their payments. Whether it’s breaking down larger purchases into interest-free installments or opting for longer-term financing, this partnership provides an accessible, flexible alternative to conventional payment methods. And with the integration of Apple Pay’s security features, users can trust that their information is safe.
So next time you’re shopping online or in-app, you can now choose Klarna through Apple Pay, making checkout easier and more convenient than ever before.
